Plan Ahead. Preserve Your Legacy. Minimize Estate Taxes.

Why Retirees Choose Next Frontier Financial

Get The Understanding You Deserve

At Next Frontier Financial, we help retirees with their money to not only sustain their lifestyle, but also endure as a legacy for loved ones.

Too often, financial advisors focus more on their commissions than on truly serving their clients’ best interests. At Next Frontier Financial, we do things differently. We see ourselves as a trusted partner — walking alongside you, listening to your goals, and crafting strategies that protect what you’ve built and support the legacy you want to leave. Your success is our mission, not just a transaction.

Whether you’re preparing for retirement, caring for aging parents, building generational wealth, or simply want a better plan in place, we guide you through your next frontier with care, clarity, and unwavering commitment.

We know retirees worry about running out of money and leaving behind family disputes. At Next Frontier Financial, we address both fears head-on with planning that helps your money last and your legacy bring loved ones together, not pull them apart.

The result? Peace of mind. Sleep soundly knowing your retirement is planned and your money is working for you. Travel more. Drive the car you want. Own a second home. Spend time with loved ones—without financial worry.

Retirement should be everything you dreamed of. We’ll help make that happen.

A Strategic Approach Beyond The Ordinary
Are Your Retirement Savings On Track?
Maintain Income For Life with Strategic Planning

Next Frontier Financial

Interested in Attending an Educational Financial Planning Seminar or Event at No Cost or Obligation?

At Next Frontier Financial, we want to equip you with the insights and resources necessary for a prosperous retirement journey. Join one of our workshops today and embark on the path to your retirement dreams.

Meet Ryan Smith, President of Next Frontier Financial

Ryan Smith, J.D.

President

Ryan Smith, President of Next Frontier Financial, focuses on both estate and retirement planning. With a J.D. from the University of Memphis School of Law and a Bachelors of Business Administration from the University of Memphis, Ryan combines legal expertise with financial knowledge. Holding licenses in law (Tennessee), Series 65, and Life & Health insurance, he brings 8 years of experience to the legal and insurance industries.

Ryan’s family has been involved in insurance and financial services since the 1970s, and growing up around the business gave him a strong understanding of the value of proactive financial planning, inspiring him to pursue a career in the field himself. His approach combines estate and retirement planning, offering clients a solution for their legacy and financial security. Ryan believes that good planning not only avoids future challenges but also provides peace of mind today. His ideal clients are those at or near retirement, looking for simple and trustworthy guidance to secure their legacy and finances.

Originally from Memphis, Ryan now lives in Chattanooga, TN with his wife and two wonderful kids. Together they love spending time outdoors, hiking, trail running, and kayaking, along with occasional trips to Florida to enjoy the beaches and Disney World.

We’re only a phone call away! Call (423) 565-8805 and let us know how we can help.

Get Started With Next Frontier Financial

Still Have Questions? Contact Us Today To Plan Your Financial Future

At Next Frontier Financial, we focus on helping retirees and pre-retirees protect what they’ve built, pay less in taxes, and feel confident managing risk. Retirement brings change — but you don’t have to handle it by yourself.
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